Experience the TOPTIER Standard in Funeral Funding Service.


What Sets Us Apart
Our distinction stems from three decades of funeral profession expertise that has revolutionized funeral funding across North America, blending pioneering technology, unparalleled customer service, and streamlined paperwork elimination to deliver an unprecedented funeral funding experience.
Elevate your funeral funding experience with TOPTIER Funeral Funding
Immediate Payment
We’ve pioneered the world’s first and only two-step funding process, ensuring most claims are paid immediately or on the same day. Say goodbye to lengthy paperwork and delays and experience the peace of mind of immediate payment.
Industry Leading Technology
TOPTIER connect represents the pinnacle of innovation. Our online TOPTIER Connect offers unprecedented efficiency, accuracy, and speed ensuring seamless transactions and unparalleled service. TOPTIER Connect represents the epitome of excellence, affirming our position as the leader in funeral funding.
24 Hour Customer Service
Experience peace of mind knowing that our dedicated team is available around the clock to support you in your time of need. We are proud to be the only company in the country offering 24-hour customer service, ensuring prompt assistance whenever you require it.

Our Story
Three decades ago, our leadership at TOPTIER Funeral Funding embarked on a mission to revolutionize funeral funding across North America. Fueled by a passion for serving families during their most vulnerable moments, we embarked on a journey to streamline the financial aspect of farewells, eliminating burdensome paperwork and delays.
As a visionary leader, President Aaron Calloway has spearheaded transformative initiatives that have redefined the landscape of funeral funding, setting unparalleled standards of excellence. Through his relentless pursuit of innovation, he introduced game-changing concepts such as nonrecourse funding and the elimination of claim forms while pioneering the first online platform for funeral homes and cemeteries.
Our Services
Funeral Funding
At TOPTIER Funeral Funding, we stand as the leader in funeral funding, a legacy spearheaded by the visionary Aaron Calloway. With over three decades of pioneering experience and a revolutionary tenure, Calloway has transformed the funeral funding landscape. TOPTIER Funeral Funding epitomizes our commitment to excellence and efficiency. When a family opts for life insurance as their payment method for funeral services, our seasoned team springs into action. We meticulously verify policy benefits, navigate intricate claim paperwork, and expedite payment for your funeral or cemetery expenses immediately. This two-step funding process sets a new standard in the funeral profession, a testament to our unwavering dedication and our steadfast pursuit of excellence.
TOPTIER Connect
Introducing TOPTIER Connect, the crown jewel of our industry-leading platform. With TOPTIER Connect, we revolutionize the funeral funding experience, placing power and control firmly in your hands. Submit claims, track progress, and engage with our esteemed customer service team—all seamlessly online. Your TOPTIER Connect profile isn’t just a portal; it’s your personalized command center. Tailor your funding journey to your exact specifications, from communication preferences to real-time funding status updates. Embrace the future of funeral funding with TOPTIER Connect, where every interaction reflects our commitment to excellence and technological advancement.
Advance Family Pay
Introducing Advance Family Pay, the pinnacle of financial empowerment in the funeral industry. Advance Family Pay stands as the nation’s premier advancement program. It transcends conventional funeral funding, elevating families’ access to much-needed resources in their time of need. With Advance Family Pay, we don’t just provide assistance; we unleash the power of financial liberation, ensuring families can focus on honoring their loved ones without constraint or worry.
TOPTIER Chat
Have a question on a claim? Use TOPTIER Chat to have a live chat with our expert team and receive real-time funding notifications all through your mobile device. Save TOPTIER Chat as a contact on your device and start chatting with our team today.

Enroll Now TOPTIER Connect
Enroll today and join TOPTIER Funeral Funding